Ramsey enjoys firearms and confesses to being a shooter. But, Ramsey doesn’t have concealed carry insurance. The reason is that he believes due to the vast amount of training he his family and staff have received, the odds of ever using the firearm will be virtually zero. The video explains that he relies on his knowledge about how to prevent situations when the firearm is required, rather than focusing on when the person could need to utilize it. One can decide to purchase it. It’s the personal decision of the person who buys it. Ramsey hasn’t looked into coverage offered by most insurance companies. Based on the information Ramsey has learned through the various firearm communities that he’s been in He believes that, in the event someone must defend themselves in court, defense cost could be as high as 1 million dollars. Ramsey states that the most effective way to avoid such a scenario is to steer clear of using a firearm. Ramsey advises, if a person should purchase it go through the policy to know what it covers, what it explicitly doesn’t cover, and finally, to determine whether a person is getting value from that policy. kdib4psn15.